What local law changes for you
These terms apply to the account region shown for India and any other place where local law allows access. We may ask for identity, contact, and device details before you can use payment routes or change key account settings. When you use UPI, Paytm, or PhonePe,
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the reference, amount, and time stamp can stay linked to your record so we can resolve mismatches, reversals, and duplicate entries. If a rule changes because the law in your area changes, the local rule applies to your account. We keep only the data needed for
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access checks, record keeping, and dispute handling, and we do not hold it longer than the terms or local law require. If you want a copy of stored details, or you want us to correct a record, use the contact path on this page and we
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will match the request to your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.